eClosings
Speed
Convenience
Security
Eco-Friendly
Quality
Notarization Types
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Traditional Wet Ink Notarization
In-person notarization of paper documents.
Remote Online Notary (RON)
Remote online notarization of electronic documents via live video conference between the signer and the notary. This is a digital closing where all documents are signed and notarized electronically using a secure online platform.
Hybrid Closing
FAQ
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What is an eClosing?
An eClosing (electronic closing) takes place when some (or all) of the closing documents are signed electronically.
If any of the closing documents being signed electronically need to be notarized, this would fall under a “RON” closing. If there are no documents that need to be notarized, the signer can esign using platforms such as DocuSign or Adobe Sign, or through our secure portal, Qualia.
What is a RON?
A RON (Remote Online Notarization) happens when the signer is not in the same physical location as the notary, and a live two-way audiovisual technology (such as a webcam) is used to complete the esigning and notarial act in accordance with Chapter 406, Texas Government Code.
How does RON work?
Both the signer and the notary must access an approved RON platform where Smart Title has uploaded documents to be esigned and enotarized. The technology used (computer with webcam, smart phone, etc.) must provide audiovisual capabilities set forth by Texas Statute so the notary and signer can see and hear one another. Once the notary verifies the signer’s identity, the signer and notary both sign the document electronically, and the notary affixes an electronic seal. As soon as the eClosing is complete, Smart Title and the signer will receive a copy of the esigned documents.
What RON Platform does Smart Title utilize?
Smart Title uses the Notarize platform for cash transactions. For loan document signings, the lender will require the use of their preferred platform, the most popular being Notarize and Pavaso.
Helpful Definitions
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Electronic Notary
Electronic Note
MERS eRegistry
Electronic Vault
